The design of insurance contracts for home versus nursing home long-term care / Claire Borsenberger (La Poste Groupe), Helmuth Cremer (TSE and IZA), Denis Joram (Groupe La Poste), Jean-Marie Lozachmeur (TSE, CNRS and University of Toulouse Capitole), Estelle Malavolti (TSE and ENAC) ; IZA Institute of Labor Economics